Education News · 2026-10-07
Student Finance 2026/27: How Much Support Could You Receive?
Explore Student Finance England support for 2026/27, including tuition fee and maintenance loans, eligibility and application guidance from Pickauni.
Student Finance England for 2026/27
Thinking about starting university but concerned about how you'll cover tuition fees and living costs?
Student Finance England provides financial support to eligible students, helping make higher education more accessible.
For the 2026/27 academic year, eligible full-time undergraduate students may be able to receive support towards both tuition fees and living expenses.
Tuition Fee Loans
Eligible students may be able to access a Tuition Fee Loan of up to £9,790 per academic year for courses charging the maximum standard fee.
The Tuition Fee Loan is generally paid directly to the university or college, meaning eligible students do not need to pay their covered tuition fees upfront.
The amount available depends on the course, institution and individual eligibility.
Maintenance Loans
Alongside tuition fee support, eligible students may also qualify for a Maintenance Loan to help with living costs.
For 2026/27, students studying away from home in London may be eligible for a Maintenance Loan of up to £14,135 per academic year.
Maintenance Loans can help with costs such as:
- Accommodation and rent
- Food and everyday expenses
- Travel and transport
- Other essential living costs while studying
The amount you receive depends on factors including your household income, living arrangements and individual circumstances.
How Much Student Finance Could You Receive?
Based on these figures, an eligible student receiving the maximum Tuition Fee Loan of £9,790 and Maintenance Loan of £14,135 could access up to £23,925 in combined student-finance support for one academic year.
However, these amounts are not guaranteed for every student, and the Tuition Fee Loan is generally paid directly to the university rather than to the student.
Student Finance can help eligible students cover university tuition fees and contribute towards living costs, making higher education a possibility for more people.
Understanding Repayments
Tuition Fee Loans and Maintenance Loans are repayable.
For eligible new undergraduate borrowers on Plan 5, repayments are based on income rather than the amount borrowed. Repayments are required only when earnings exceed the applicable threshold.
The repayment rules that apply depend on your student loan plan and circumstances.
How Pickauni Can Help
Not sure what Student Finance support you may be eligible to receive?
Pickauni's advisers can help you understand potential funding options, explain the application process and guide you through the steps involved.
Whether you're applying to university for the first time or returning to education, our team can help you explore your options.
Student Finance is subject to eligibility and individual circumstances. Tuition Fee and Maintenance Loans are repayable, and funding decisions are made by the relevant official funding body.